Life Insurance offers a lump sum payment to your beneficiaries in the event of your death. Life Insurance is an important part of your total insurance portfolio and like other insurances provides financial security when you, or your family, need it most.
Total and Permanent Disability Insurance
Insurers will pay you a lump sum if you are totally and permanently disabled and unable to work again.
Minimise the financial hardship that a serious illness can cause.
Income Protection Insurance
The insurer pays you an income while you cannot work if you are sick or injured. Policies will usually pay out up to 75% of your normal gross income. For an individual, Income protection insurance is tax deductible and the benefits when paid are considered taxable income.
ThomasPrice will advise you on which risks you should insure and will arrange a program that suits your needs and requirements. In doing so we will work with you, and the insurer, to form a mutual trust and obtain the best result for you and your business.